How Much House Can I Afford

How much house can I afford? Don't fall in love with a home only to find it's more than you can comfortably afford. To avoid disappointment and help you make a smart financial decision, let us pre-qualify you BEFORE you begin the house-hunting process.

We'll provide you with a pre-qualification letter to take with you when house-hunting. Presenting this qualification letter to the seller, along with your offer to purchase, puts you in a better bargaining position. The seller knows you've already had your credit checked and can qualify for the mortgage amount noted on the letter.

Click on Mortgage Xpress, It's the fast, free, online way to be pre-qualified. Simply answer a few questions about your income, debts and enter your social security number. In minutes you'll have a ballpark idea of how much house you can afford.

Ready to go? You've found the house and you're ready to apply for your mortgage. So click the online application. Simply fill out the form and send, that's all you need to get Gilpin started on processing your application. You'll hear from a Gilpin representative no later than the next business day to finalize your application. Then your application is printed and mailed overnight to you for signature.

Need help in filling out the application? Call us during the business day
Monday through Friday 8-5 EST at 302-656-5400 or 800-343-8323 or contact a Gilpin Mortgage Loan Officer.